You have heard of it before and have probably been told it’s a good idea—pet insurance is well-worth the expense. However, if you still don’t have it, whether you’re procrastinating, or you’re trying to decide whether you can afford it, here is a reminder of why this is an important thing to have.
Pet insurance works like most health insurance; it helps you with those vet bills that, as your pet ages, can become rather expensive. If your pet is ill or hurt, you want to be able to afford anything they need. Insurance protects you against not only not being able to afford the upfront costs of those procedures, but from causing you financial problems as a result of trying to pay for them.
You may be thinking you can wait until your pet really needs the insurance. This could be a problem. No pet insurance plan covers preexisting conditions. That means that, if you discover your pet has a problem, and then you try to get insurance, it won’t work. While most insurance programs don’t require an exam to get the insurance, the sooner you get it, the better off you’ll be. You’ll be prepared for the emergency, rather than stressing over more than just your pet’s health.
Even if your pet is healthy, he or she may not be at any time. She could eat something bad, catch a virus, develop heartworms, have an accident, and much more. These are all terrible things to deal with for anyone, but not having the funds to cover help makes them even worse. Cancer treatment, for example, can carry extreme costs.
Veterinary costs are not going to get better and your pet’s chances of getting sick are not going to go down with each day that passes. Don’t wait. Start your pet’s year with good pet insurance. If your pet is young, start with a basic plan. Then, as she or he gets older, you can upgrade. We can answer any questions you may have at Pet Vet Hospitals, including what type of insurance we recommend.